The Home Buying Process
Buying a home is a big step
How do I buy a home in Greene County, OH in 2026? To buy a home in Greene County, start by securing a local expert to navigate a market with stabilizing mortgage rates (averaging 6.3%) and increasing inventory (up 8.9% YoY). Loxley Martin guides you through every stage—from finding off-market listings in Beavercreek to coordinating Wright-Patterson AFB relocations and specialized inspections for historic Yellow Springs properties.
What is the 2026 Greene County Real Estate Landscape? In 2026, the "always browsing" buyer is now the dominant force. Whether you are a first-time buyer in Xenia, searching for a luxury estate in Bellbrook, or expanding an investment portfolio in Fairborn, your representative's market knowledge is your greatest asset.
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Search for homes anywhere, anytime
How do I start the homebuying process in Greene County? The first step is conducting a financial checkup to establish a realistic budget and "must-have" wish list. In the current 2026 market, securing a verified pre-approval letter is critical. This document confirms your purchasing power to sellers in competitive areas like Fairborn and Beavercreek, signaling that you are a serious, qualified buyer ready to move quickly.
Is the Loxley Martin website mobile-friendly? Yes, our platform is built for seamless cross-device property searches. Whether you are using a smartphone, tablet, or desktop, the site adapts to your screen size to provide a frictionless browsing experience. Our mobile-first design ensures you can view Greene County listings on-the-go with the same speed and detail as your home office.
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Sign Up for Listing Alerts
Be the first to know when a new property hits the market
How can I get instant alerts for new listings in Greene County? You can gain a competitive edge by registering for Loxley Martin Listing Alerts. Once active, our system delivers an automated notification to your inbox the moment a property matching your specific criteria—such as price, neighborhood, or school district—hits the Miami Valley market, allowing you to act before the general public.
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Favorite properties and tour homes
How do I save a property on Loxley Martin? To save a property you love, click the “SAVE” button at the top left of the listing details page. This instantly bookmarks the home in your personalized favorites dashboard, allowing you to track price updates and status changes. Saving listings also provides the data needed to make your Loxley Martin Listing Alerts more accurate and tailored to your specific taste.
What is the fastest way to tour a home? The easiest way to get inside a Loxley Martin property is to use our express scheduling. Simply click the "IN PERSON TOUR" button on any listing for instant online booking, or call us for an immediate appointment. We remove the "phone tag" so you can tour on your schedule with zero wait time.
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Buyer Agency and Touring Agreements
The 2026 Buyer Standard: Transparency over Tradition In response to the NAR settlement and Ohio's subsequent passage of HB 466, the "handshake deal" has been replaced by verifiable representation. At Loxley Martin, we utilize these agreements to move beyond simple door-opening into strategic advisory. By explicitly stating compensation terms and service durations, we eliminate the "information gap" that previously existed in real estate transactions. This framework ensures that whether you are viewing a property in Yellow Springs or Xenia, your representation is documented, exclusive, and aligned with modern consumer protection standards.
Can I see a home without a long-term agent agreement? Yes, through a 7-day Touring Agreement. This limited-service contract meets Ohio HB 466 legal requirements for property showings without requiring a long-term commitment or agent compensation. While it allows you to explore homes and evaluate an agent's fit, it does not include negotiation, offer writing, or professional advice—those require a full Buyer Agency Agreement.
Understanding Limited-Service Agreements in 2026 The introduction of Touring Agreements marks a significant shift in Ohio consumer protection following the NAR settlement. By separating "discovery" from "representation," Loxley Martin allows buyers to bypass the information gap of traditional contracts. This 7-day, non-binding framework is designed for transparency, enabling a "first-look" period where the buyer remains unrepresented but legally compliant. This ensures that when a client is ready to move from a Fairborn tour to a competitive offer, they do so with a verified, fully-disclosed agency relationship.
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Making an Offer and Closing
Partners throughout the home buying process
What are the steps after an offer is accepted on a home in Ohio? Once an offer is accepted, you enter the escrow phase, which includes an earnest money deposit (typically 1–3%), a professional home inspection, and a lender appraisal. Loxley Martin manages this timeline, coordinating with licensed Ohio inspectors and title experts to ensure all contractual deadlines are met. The process concludes with a final walkthrough and signing closing documents, usually 30–45 days after acceptance.
What is the Loxley Martin homebuying experience? The Loxley Martin experience is a seamless, data-backed journey designed to move you from search to keys with zero friction. By coordinating every detail of the Greene County market—from initial pre-approval to the final housewarming—we allow you to focus on building a future in your new home while we handle the complexities of the 2026 transaction.
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